How do you know when to pay for advice/mentorship when everybody is trying to sell you their advice/mentorship?

E.g. you need financial basic knowledge to device who could financially advice you. Even though many people say you should pay for financial advice, this doesn't seem to be worth it if you make less than $ 250k, then just go for Vanguard ETF's for investments and save your money.

I'd like to start a SaaS/Tech start-up in the future. I'm open to paying sometimes for advice, but how do you know who you should pay?

People are VERY UNEQUAL, but you cannot recognize who is better, without having some of the skills yourself.

Did you benefit from paying for advice and mentorship? Any good strategies how to find good advice and mentors?

submitted by /u/ujjain
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